We have fees that are extremely low
 We do not charge an hourly fee
 We charge less than you would pay for a few hours with an attorney
 We do not stick you with any hidden fees
 We will be there for you every step of the way

Idle Minds Credit employee-1-1024x683 About

We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies. Our fees are reasonable and there
are NO long binding contracts. We guarantee results or your money back!

If you have negative information on your credit report, such as late payments, a public record item (e.g., bankruptcy) or too many inquiries, you should pay your bills and wait. Time is your ally in improving your credit scores. There are no quick fix for bad credit scores, we specialize in maximizing you credit potential.

The length of time it takes to rebuild your credit history after a negative change depends on the reasons behind the change. Most negative changes in credit scores are due to the addition of a negative element to your credit report, such as a delinquency or collection account. These new elements will continue to affect your credit scores until they reach a certain age.

Credit scoring involves complex calculations, and the more you know about how credit reports and credit scores work, the more you can take control of your own credit. In addition to knowing the most important factors considered in credit scoring, it can be helpful to know a few other facts about credit reports and credit scores.

why customers us!